Freedom Money: Simple And Automatic Steps For Young Adults To Get Rich

Brian Robben


How often do you wish you had more money? Maybe you wish you had a bigger bank account so you had the freedom to travel. Maybe you wish you could afford a new car or a nicer place. Maybe you go to work for a paycheck, but wish you had your dream job. Maybe you want to pay off your student loans or retire early. Maybe you wish you didn’t cringe every time you checked your dwindling bank account the morning after a night out. When you stop and think about it, the list of things we need money for gets overwhelming. And, sometimes, it can all pile up. You can feel like financial peace is impossible. You can feel trapped.

You’re not the only one. A lot of young adults worry about money. It’s normal to worry about trying to make it in a world that revolves around how much money you have, or don’t have, and what you can spend it on.

But wouldn’t it be nice to not worry about money? To not be trapped? Wouldn’t it be freeing to become so rich that you don’t even think about making money—but instead, you think about pursuing happiness?

That’s where this book comes in. It’s full of advice to fight and resolve those money worries. With the easy-to-follow strategies, you can turn all those financial wishes into a reality.

That’s the perfect situation you’re looking for, right? You get to grow your money and live the lifestyle you’ve dreamed of, without spending all of your time focusing on your bank account. Soon, I’ll show you how to do that.

Retirement: Different by Design

Dr. Rick (Steiner)


Chapter 1: Our Real Wonder Years


Toto, I’ve got a feeling we’re not in Kansas anymore.
—Frank L. Baum
Every new beginning comes from some other beginning’s end.


Retirement: Prologue or Epilogue?


We come from everywhere and anywhere—we share common visions, purposes, and aspirations; we are on the road to the same place, a place called “Retirement.” This book is dedicated to the Boomer Generation, all 76 million of us, and to the 10,000 Boomers who will be retiring every day of every year for the next 18 years and are all asking themselves the same question: “Am I really ready to retire?” It is also for the many millions of us who have already retired but are “flirting with failing retirements,” who may be asking a different question: “Is that all there is?”
You see, this book is about us, the Boomers, you and me, men and women who were raised by the “Greatest Generation,” the children of those who not only saved the world but made planet earth a better (while not perfect) place for us to grow up. And grow up we did, whether we wanted to or not. We took the world we were given, and then, for good or bad, shaped it in our image just as our children are doing today.


Then we started retiring to enjoy the fruits of our labors and the retirement trickle soon became a flood. We passed the baton of youth to the next generation with confidence that our legacy would be recognized, remembered, and reborn in the hearts and minds of our progeny for generations yet to come. We were the:


Bakers, Takers, Commanders-in-Chief;
Dreamers, Schemers, Apparatchiks;
Doers, Darers, Leaders of Fief;
Fathers, Mothers, Providers of Relief;
Builders, Breakers, Persons of Belief;
Inventers, Dissenters, Givers of Grief

The Amazing Secret in your Heart

Vince DaCosta



The Astonishing story of the movement that is changing our World from violence, hatred and war, to a new and incredible world where there is Respect, Compassion and Love. A new Heart-Centered World !

This is a story about a heart attack ! It is a story about my thoughts, feelings and response to a life shattering experience. . . . . .Except that I was not shattered. My initial response to my heart attack was surprisingly, acceptance. The news was disturbing, but I was not disturbed. Both inwardly and outwardly I remained calm and at peace with myself. I am sharing my story because a heart attack or a disaster even more dire does not have to be a catastrophe. It could be the beginning of something very beautiful, and an experience that you look back on with gratitude. It could be an event that focuses your mind and clarifies your purpose in a way that you have never experienced before. It could be a new beginning and a better day in your life. Many of us go through the daily routine of life casually.

The sun rises and sets and we never marvel that it does. Our friends and relatives come and go and we never wonder where they go. Our hearts keep on beating day after day, month after month and year after year and we never stand in awe at the miracle taking place inside of our unique bodies. Life is not a mystery for us; life is just a daily experience that goes on and on, most of the time being quite dull, boring and repetitive. We are running on autopilot. Our actions are hypnotic repetitions of a pointless routine. But what if we were to wake up and start smelling the roses ? What if suddenly we understand what Albert Einstein said, that “everything is a miracle.” What if we suddenly realized that our heart is like an auto-pilot, programmed to guide us to a place of rest and peace and our
Ultimate Home.

Connect Using Humor and Story

Ramakrishna Reddy



What makes a great Story? A great Story is when an ordinary character overcomes seemingly impossible circumstances to achieve a goal. That’s it. If you can understand this sentence and digest each and every word and reflect it in your story creation process, you are already halfway into creating exciting content.

Now, what is Humor? In simple terms, Humor brings amusement and laughter to a speech so that the audience is entertained.

Then what is Persuasion? In the context of a speech, Persuasion is the speaker’s skill at influencing how the audience thinks, feels or acts as a result of hearing the speech.

Persuasion from Aristotle

Aristotle in his masterpiece Rhetoric wrote that Persuasion is the result of Ethos, Logos, and Pathos. To be concise, Ethos is credibility, Pathos is the emotional connect and Logos is the logic in your speech. The best way to use these three elements when speaking is through the use of a personal story. Why a personal story, and not just any story? When you speak, you need credibility (Ethos) and that’s what comes through in a personal story. If it is the story of your own life, you have the right to speak about it with authority. Logic (Logos) can be taken care by carefully crafting your speech content with the proper flow of ideas in a good order. The emotional connect (Pathos) is the main reason for using a story. Story is a powerhouse for Pathos because stories have the unique ability to transmit emotion. Emotion creates a great connection with the audience. And on top of it, if you add Humor, you will hit a home run.

I can tell that Humor and Story are the greatest tools for any speaker. Story has the power to transmit emotion and humor helps to deliver positive emotions. Hence, used together, humorous stories make for one of the best mediums to connect with an audience. A great story has a life of its own. With a great story, your words walk into the hearts of your listeners. When you add humor, your words will fly into the hearts of your listeners.

Perspectives of Humor

Dr. Charles Jarvis, a dentist, a humorist and Hall of Fame speaker defined Humor as “the mental faculty of discovering, expressing or appreciating the ludicrous or absurdly incongruous”. Dr. Jarvis shares two definitions of humor with us. The first is “a painful thing told playfully”. The second is “tragedy separated by time and space”. Note that both definitions treat humor as a serious thought viewed in a light manner.


Ever heard someone say, “I laughed so hard I nearly cried”? This shows how close Humor is to pathos: an emotion of sympathetic pity.

The other theory, which is really cool, is the Benign Violation theory coined by Dr. Peter McGraw and Joel Warner. I heard this theory from a TED talk ‘What makes things funny’ by Dr. Peter McGraw. Although he is not a standup comedian, he has done a lot of research on humor. According to the duo, Humor gets created when there is a benign (harmless or safe) violation from what is acceptable. They illustrate this theory by using the old gag of someone slipping on a banana peel. Such an accident usually elicits a laugh. However, if the person was hurt badly in the fall, it won’t elicit a laugh because it has become harmful and the playful element has been lost.

Sophie Scott in her TED talk ’Why we laugh’ said, “When you are alone, you do not laugh often. It means the humor creation is beyond just the quality of the joke. You laugh because you say that you understand the speaker and you agree with the speaker”.


Humor creates a strong bond and is a vital element for connection. When an audience laughs, it means more than just being entertained, their laughter says they understand you, they like you.

Persuasive Story with Humor

Now that we understand perspectives of humor, let’s understand perspectives about story. There are many types of stories and as I mentioned earlier, it would be cool idea to focus on using a personal story for persuasion. On the contrary, you can persuade even without humor if you tell a moving story of someone dying in your arms, or how you climbed Mt. Everest, or fought with a tiger, etc., but if you, like me, don’t have such an emotional story, humor is your mantra.

In order to inject humor into your speech in an organic way, you need to learn the skills needed to craft a persuasive story. Did you notice that I used the word skill? That is because knowing how to craft a persuasive story is a skill. That’s the reason I am about to carefully lead you through a tested persuasive and humorous speech. Along the way, we will uncover its secrets and strategies and you will learn the nuts and bolts of how it was created so that you can create your own humorous and persuasive stories. You will also learn the secrets to editing and delivering your speech in ways which will keep your audience engaged and entertained.


Some people are so talented that humor just pours out of them. And then there are those like me! Many people think creating humor is hard, but actually it is not. Learning to be humorous is a skill you can master if you are willing to work at it. To begin, here is something that you can use. There are many variations to the following humor equation and they can all work because people laugh at different things for different reasons. The following, however, is a good one to follow for crafting laugh lines within a speech.

Premise + Pause + Punch Line + Pause = Laughter
Let us understand the elements with a laugh line.

“People exaggerate that parents in India pressure their children to only become a doctor or an engineer. That’s not true. They don’t just pressure. They blackmail.”

I have re-written the above laugh line to indicate the different elements of humor.

“People exaggerate that parents in India pressure their children to only become a doctor or an engineer. That’s not true. They don’t just pressure. They blackmail .”

Premise: The premise is the information needed for an audience to understand or appreciate the punch line. In our example, words highlighted in italics form the premise.


The Premise must:
• Be believable, even if not completely true. In our example, the premise is believable because the audience also could agree it is a cultural thing that Indian parents are pretty hard on their child’s ambition
• Lead the audience in one direction (in order to surprise them later). Note that I said, “That’s not true. They don’t just pressure”. This leads the audience to think that I am going to say something positive about Indian parents
• Not be funny
• Be easily understood
• Create anticipation in the minds of the audience
• Be relevant for the audience
• Be about a situation with which the audience can identify and empathize
Pause 1: Is needed to build tension. Pause 1 must:
• Heighten the curiosity
• Not be so long that the audience lose interest
• Be long enough to create tension. This is what is known as timing

Punch Line: It is a word or phrase that follows the pause that triggers laughter. Punch Line should create surprise by saying something contrary to the audience’s expectation. Here, the punch line is, “They blackmail”. The laughter is the result of the release of the tension built up during the pause.

Pause 2: This pause gives the audience time to laugh. Again, it’s the timing that is important in comedy and many speakers make the mistake of not pausing after they trigger the laugh. If you do not pause, you will be cutting the laughter short—don’t do this—enjoy it and let the audience enjoy it, too.

Also, during this pause for laughter, you can get the most out of it by using gestures or even a deadpan expression to maximize the effect. Try different gestures to see which one works best.

30 Days: Change your habits, change your life

Marc Reklau

30 Days


“If you think you can you’re right, if you think you can’t you’re right”  –  Henry Ford 


Look around you. What do you see? Look at your surroundings, the atmosphere, and the people around you. Think of your current life conditions: work, health, friends, people surrounding you. What do they look like? Are you happy with what you see? Now look inside of you. How do you feel RIGHT NOW in this moment? Are you satisfied with your life? Are you longing for more? Do you believe that you can be happy and successful? What is missing from your life that you need to call your life happy and/or successful? Why do some people seem to have everything and other people nothing?

Most people have no idea how they get what they get. Some of us just blame it on fate and chance. I’m sorry that I have to be the one to tell you: “Sorry friend! You have created the life you have! Everything that happens to you is created by YOU – either consciously by design or unconsciously by default; it’s not a result of fate or circumstances.

I decided to write this book because I’m seeing so many people that are dreaming of improving their life, being happier, becoming wealthier yet according to them, the only way that could happen would be due to some kind of miracle: winning the lottery, marrying rich, or some other stroke of luck. They are looking for outside influences to happen by chance and change everything. They think life happens to them. Most of them have no idea that they can be in total control of their life each and every moment and every day of their lives. So they continue daydreaming, doing those things that they’ve always done, and waiting for some miraculous outcome. Sometimes they actually don’t even know what they want! The following is a conversation I actually had:

Q:”What would you do if you had enough time and money?”
A:”Man! That would be great! I would be happy!”
Q:”And what would ‘being happy’ look like to you?”
A:”I would do everything I want to do!”
Q:”And what is ‘everything you want to do’?”
A:”Oh! Now you got me. I don’t even know!”

The true tragedy is that if they would only stop for one moment, ask themselves what they really want in life, write down their goals and start working towards them, they could actually make those miracles happen. I see it day in and day out with my coaching clients: people that come to me because they want to change something in their lives, and instead of sitting around and waiting and dreaming of a better life, they actually take matters in their own hands and start taking action! And the results are fabulous!

Journal Like God – Harness the Creative Power of the Universe Through Journal Writing

Maryann Patalano



Some of us have been journaling since we were old enough to write, but others are new to the practice. Some have a New Year’s tradition of recording their resolutions and wishes for the upcoming year in a fresh new journal. Many of us have received beautiful, blank journals as gifts or mementos. Some of these journals have beautiful covers made of leather, are adorned with colorful images, and are filled with inviting paper. They seem so full of possibility and are begging to be filled with our handwritten thoughts, ideas, and dreams.



Over the years, many people have been encouraged to journal for therapeutic, spiritual, or purely pleasurable purposes. Ther­apists, authors, and inspirational leaders all tout the benefits of journaling. Oprah Winfrey has kept a journal for decades. Since she was a young child she has written about her lifetime ex­periences. In later years, her journal became one of gratitude wherein she wrote about things she was grateful for, as a way to increase the good in her life. Dr. Phil advocates the practice of writing down thoughts and feelings for the purpose of compiling a Personal Concepts profile, or a Relationship Behavior profile. Deepak[…]”



Excerpt From: Maryann Patalano. “Journal Like God.”

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