First, I thank God for everything!
This book is dedicated to my wife Ruth, for her tireless belief and for her love that she has allowed me the privilege of experiencing. To my wonderful children Abraham and Elizabeth for being outstanding children!
For all her help around the house; thank you Aunt Martha. For believing in me Pops and my Step Mother Nora and my Brothers and Sisters. Last but not least my Mother Hattie J Hill may she rest in peace!
I pray that the information contained in these pages will assist you in formulating a financial plan that will cover all the bases and fill any gaps and ensure that you will avoid the many problems that can arise as you reach your golden years!
As I write this book; I have been in the Financial Services industry now for 10 years. It has been my observation over the years that many of the people that I’ve seen had no idea why they purchase this or that financial product. Most of time this was because the salesman said so, and they had no idea about all the different aspects of financial planning.
One of the first organizations that I was with used an approach called the bait and switch. This is where a person was mailed a flyer that asks them to respond to an offer for a free no-obligation benefit. The job for the insurance agent was to go in and basically sell a person a product.
Ask The Right Questions…: Get The Right Answers Description:
After meeting with many families over the years it has become very clear that some basic instruction is needed in the area of financial planning. There are many problems that can be avoided with some basic insight before seeking professional help. If you don’t know what you are looking for; how will you know when you find it?
